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Taking drastic measures...


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#16 g0newiththewind

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Posted 08 April 2006 - 03:24 PM

I try and buy in bulk - when I get paid I go to Big W and buy bulk toilet paper and washing powder. Also The Warehouse has reduced toiletries (and my favourite, Boots products!). I try and suss out the days that supermarkets reduce their meat - they usually do it in the evenings and I just stock up and freeze it. Also markets do the same thing I know you're in Adelaide but just as an example South Melbourne market have 50% of produce or more on Sunday afternoons.

Katie, thanks for the tip about switching the powerpoints off. I'm going to go and doing it now as one of my most hated bills is the high electricity bill. I'm quite anal with not having lights on in rooms I'm not in but it's still high mad.gif

Also the tip about the low interest rate Credit Card and 0% for 6 months on balance transfers is a great saver. I've recently done a spreadsheet to compare interest over the time it will take to pay off my credit card. Virgin and NAB have the best offers atm.
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#17 ~BJL~

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Posted 08 April 2006 - 09:37 PM

We have been on a tight budget for the last few months, wich thankfully is easing up a little now.

This is what we do to save money:

*Have two housemates, we have a 'house account' where we all put a certain amount in each week for rent, food, electricity, phone (our landline has no calls to mobiles or interstate) and internet. This allows us to have the fastest internet, where if we lived on our own we would struggle to justify paying that mush for net.

*Buying on special, and only the basics. We had one 'treat' food per week.

*I cut Jamies hair biggrin.gif Luckily I know how!

*We buy cleaning products from aldi, and laundry powder in bulk when it is on special

*No newspapers, magazines etc - we have heaps of books to read, and can get the news from the tv, internet, radio etc.

*Going out for a while was going to friends houses and having bbq's each week, or we would stay home and have a dvd night, or go on a picnic etc.

*Instead of going to a salon now, I wax my own eyebrows/bikini, do my own nails etc - this has saved heaps!

*We also go shopping near when the shops are closing, alot of the bread is marked down & same with the meat. You can buy a heap and freeze it.

*For the things we dont want to skimp on, we wait for specials and then buy a few.

hmmm, I think that is all, but we were just always keeping an eye out on how much money we had in our account so we knew what we could get, and it was often a case of, "we can do that next week"

One thing I would not do was stop our savings account. As we were not able to put it up to depositing $60 a week like we wanted, I kept it at $20, which we hardly noticed as we had it direct debited, and we always had money to fall back on incase of dire need!
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#18 Candy

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Posted 08 April 2006 - 09:46 PM

QUOTE (Busterella @ Feb 26 2006, 04:19 AM)
How about trying to get some extra money instead of cutting down on things. Like put your name down for helping with marketing research. There used to be good money in this and a lot of fun taste testing things.

Do a weeksly shop instead of buying bits and pieces every now and again. I think that costs a lot more.

Don't buy your lunch (not saying you do but I think that is costly)

These are good ideas!

#19 GirlHunt

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Posted 08 April 2006 - 11:46 PM

Well hubby and I are bad savers so the one thing i did that made a huge difference was direct debiting all our bills every week from hubby's pay. Now we know how much we have left over to spend. Mind you that doesn't leave much money to save but as he does freelance design work we make sure all that money goes into our ING.
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#20 squeaza

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Posted 10 April 2006 - 12:34 AM

QUOTE (Sambellina @ Apr 8 2006, 03:24 PM)
  Also markets do the same thing I know you're in Adelaide but just as an example South Melbourne market have 50% of produce or more on Sunday afternoons. 

oooh!! I work in South Melb on Sunday arvos.... what time do they start reducing??

Just a question... how to people cope with not having any extra money around?? I have never quite been in such a tight position as I am now and am really struggling to remain positive about?
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#21 Thelma

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Posted 10 April 2006 - 09:41 AM

QUOTE (Sambellina @ Apr 8 2006, 03:24 PM)
I try and buy in bulk - when I get paid I go to Big W and buy bulk toilet paper and washing powder.

This is a very good one. We got 10kg of washing powder for $26! Considering you pay around $5 for 1kg at the supermarkets, this can be a great saving discount.

QUOTE
Just a question... how to people cope with not having any extra money around?? I have never quite been in such a tight position as I am now and am really struggling to remain positive about?


That's a hard question to answer... I don't know, you just buckle down and really analyse your spending and you just do what you have to do.

#22 hearts_in_asia

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Posted 10 April 2006 - 01:26 PM

QUOTE
Just a question... how to people cope with not having any extra money around?? I have never quite been in such a tight position as I am now and am really struggling to remain positive about?


I cope ok but D struggles with it. Especially on the food front, cos he's a chef he loves his food and loves having quality stuff and nice things (dips, crackers, pates, good meat etc) and he HATES having a boring cheap fridge and get's genuinely down about it. sad.gif Sometimes I have to be positive for both of us wink.gif I just keep reminding myself that's it's not forever and things will improve in the not too distant future.
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#23 karry327

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Posted 10 April 2006 - 02:09 PM

Not sure if this is a possibility but if you have a garage that you don't use and live in a handy spot near public transport - you could look at renting out your garage to a commuter for $20 a week!

I used to do this when I worked in Parramatta and it cost $10 per day to park at the parking station. I was stoked with only paying $20 a week....




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