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Monthly Mortgage repayment


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Poll: What do you pay per month for your mortgage

What do you pay per month for your mortgage

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#31 megsyk

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Posted 08 February 2006 - 02:23 PM

We have just bought as well and haven't made a mortgage payment yet - but will be paying $470 per week on a $300,000 loan for an outer suburb (Tahmoor) of Sydney. That is for a four b/room,study,sep family and entertainment room,formal lounge room, din room, two bathrooms, two toilets on a 1/4 acre block.

I am on roughly $40,000 and my hubby is on $90,000 - and we had 10% deposit and we have a small loan and two credit cards between us - (about $18,000 all up) and the bank um'd and ar'd about lending us the money to start with ! I wonder how the 'average' person is supposed to move on and better oneself in life sometimes! rolleyes.gif

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#32 BumbleBee

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Posted 08 February 2006 - 05:28 PM

Hi,
We have just had our finance approved so are about to join the ranks of those in debt for the next 25 years!

Our mortgage is $1950 per month, for a brand new 4x2 in Ellenbrook, WA

K
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#33 applemum

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Posted 09 February 2006 - 10:02 AM

We pay about $800 a month - outer eastern suburbs of melbourne, but I bought the house 5-6 years ago for 120k, lucky me.
Have no idea how we'd cope right now on one wage with any more of a mortgage, as neither of us are/were high wage earners.

#34 rarmalb

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Posted 09 February 2006 - 05:13 PM

The minimum payment for us is just over $1200 for a 4 bedroom place in the outer 'burbs of Melbourne.

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#35 Leesha

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Posted 10 February 2006 - 04:19 AM

We are paying close to 3K per month, for a 5 bedroom home (built brand new) North Eastern suburbs of SA.

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#36 Foxglove

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Posted 10 February 2006 - 12:03 PM

We pay $2800 a month for a 3 bedroom brick house in Sydney (outskirts of north Sydney though). Just bought it 4 months ago.
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#37 stephanie_kaye

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Posted 10 February 2006 - 12:17 PM

we pay just over 3k per month. our repayments are actually only $120 per week but we pay $800. This is for a block of land on the central coast. we will have it payed off by mid next year..yay! But when we buy our house we're looking at a maximum of $500 per/week that way we can still have a decent life! somewhere in nth wst sydney.


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#38 KennaSan

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Posted 10 February 2006 - 02:30 PM

We pay about $2200 a month for a 2 bedroom unit on the northern beaches, Sydney
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#39 mrs cinders

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Posted 13 February 2006 - 09:15 AM

We pay $2600.00 a month for our 4 brm, 2 bathroom place in Sydney's Hills District. This is actually more than we need to, but we're trying to pay it off asap. We already own most of it and are hoping we can pay it off within the next 5 years. Our place is only 10 years old, but the carpet needs replacing soon and I want to extend the kitchen, so we'll dip into the mortgage a little to do this.
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#40 sarasmum

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Posted 25 February 2006 - 08:39 PM

I'm currently paying $705 per month for a 40 year old weatherboard in a large country Victorian city. I only owe $80,000 on it, but I'm about to start building a brand new house. Once I've sold this house I will be paying about $1350 per month.
I think we're very lucky in the country, as house prices are nowhere as high as in the city.
My block for my new house is 689 sq m and cost me only $84,000. I think in the cities they are half the size, and double the price.


#41 Renee`

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Posted 25 February 2006 - 08:54 PM

Sheesh i am glad i dont live in sydney!
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#42 kils

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Posted 28 February 2006 - 10:49 AM

Yeah Renee housing prices here suck!!

You just gotta learn to budget budget budget!!!
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#43 erinmaree

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Posted 28 February 2006 - 07:44 PM

We're paying $1800 on a $243k loan. But we're paying extra to try to get ahead I think from memory our compulsory repayments are just under $1700
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#44 phoenix

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Posted 01 March 2006 - 05:06 AM

I'm about 8k's from Brisbane CBD and we are paying minimum $2100 per month. After we get some additional debt under control, I hope to be paying more like $3000 - $3500 per month to get it down.

However, we want to TTC in June this year with the inevitable drops in both our salaries so god knows how we are ever going to pay more off the minimum. Which we are going to have to do because rates are only going to go up.

Oh the joys.
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#45 Punky Monkey

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Posted 01 March 2006 - 09:49 AM

We pay $1650 per month, for a house that is brand new, freshly built by ourselves (not literally) and everything we need/wanted.. its big enough for our two kids to have their own room, i have my study, my husband has his garage and soon his shed.. we have a play area outside for the kids and still heaps of room to move.. we have a parents retreat/lounge room/home theatre that has quickly become Ryans personal mess room.. but its what we want and we are happy with it..




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