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Monthly Mortgage repayment


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Poll: What do you pay per month for your mortgage

What do you pay per month for your mortgage

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#16 ...

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Posted 03 February 2006 - 05:10 PM

$2310 per month, for a one bedroom apartment in Sydney (northern beaches, ocean view though).

You gotta love this city... rolleyes.gif

#17 Channy

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Posted 04 February 2006 - 06:33 PM

$1565 per month for 3brm house about 15km in North Brisbane..want to pay down the mortgage so we can reduce the repayments..eventually!
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#18 Heidi

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Posted 04 February 2006 - 09:51 PM

We pay $170/week, so $680/month. We live in a country/small city though, and we paid $120K before the big price increase. Very lucky...
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#19 Vicki

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Posted 04 February 2006 - 11:38 PM

Court I doubt your mortgage would be 'normal' but then for your area it most likely is, your house is gorgeous with devine views of the city so really its a bit hard to even compare with us because we are 15/20mins out of the city iykwim

Anyway we pay around $1550 I think although we have about $100K equity atm and we intend accessing atleast half of it in the next few months so I suppose after that repayments might be around the $1800 mark?
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#20 allure

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Posted 05 February 2006 - 12:58 PM

We pay just under $3,000 per month which includes $800 in additional repayments to try and repay our mortgage faster.


#21 siobhan1980

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Posted 07 February 2006 - 02:20 PM

Hi mate smile.gif

We don't HAVE a mortgage yet so we didn't vote but I have begun talking to the lending man, trying to work out how much we can borrow, how much we need for all the costs blah blah and anyway by his calculations our mortgage will be $2600 a month for a small inner city house.


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#22 Pumpkin

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Posted 07 February 2006 - 03:00 PM

The MINIMUM amount we have to pay is $800 a month (lovely 3 bedroom house on large block in country town) but we currently put our ENTIRE earnings (ie.. every single cent we earn) off the mortgage each month and then live of a credit card for the month. The credit card is then paid out at the end of the month with money then withdrawn from the mortgage account. ie.. so we are effectively paying the absolute minimum interest on our mortgage and because we then pay out the card at the end of the month, we dont earn interest on the card either.
According to our financial planner, by doing it this way, we will have the house paid off in 4 years (only had it for 2). YAY!

The other investment property we have is only $600 per month (another 4 bed home in small country town). it is paying itself off.
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#23 * Kylie *

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Posted 07 February 2006 - 03:07 PM

I'm about to start paying a mortgage and I think it's just over $1500 a month, that's for a two bedroom townhouse in northwest Sydney.
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#24 LiAsh

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Posted 07 February 2006 - 03:24 PM

We have a 1 yr old mortgage in Canberra, and we're paying around $1900 (or just under) per month. It is a 4 bedroom house with a 4 car garage though (double Tandem) and has had some renovations done (i.e. now has a huge 3x4m sunken lounge).

We're planning on renovating in the next 5 weeks and putting in a new kitchen and adding an ensuite, so by spending around $30K we will increase the value by over $100K. Not a bad investment.

We have our wedding this year as well, so we haven't been able to dedicate any extra $$ to paying off the mortgage. We just fingure its going to be there for a while.

Shame we missed the cheaper prices a few years ago - shame, but we love our place now, so its kinda worth it.

#25 Emma

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Posted 07 February 2006 - 04:32 PM

those mortgage payments make me wanna cry, I honestly don't know how you all do it.

#26 *Shell*

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Posted 07 February 2006 - 04:47 PM

Just over $2000 per month - we pay more though - don't see my pay goes entirely on the mortgage.

We have a three bed townhouse in Hills District.

Don't know how much would be average for your area of Brissie, Court - but from what my dad was telling me houses went for in your area - perhaps the $2000 - $2500 mark??

I'd like to swap mortgages with the girls under $1500 too!
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#27 Erasing the digi footprint

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Posted 07 February 2006 - 07:06 PM

Okay... so I was kinda in the ballpark.

Our mortgage is $2860 a month (inner city queenslander) and I was thinking is wasn't too over the top all things considered.

My husband thought that by moving further out the mortgages drop considerably (ie to $1500) which I don't think is the case based on recent sale prices.

Thanks everyone for your help! I know it can be a personal topic smile.gif

#28 ~*MrsJ*~

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Posted 07 February 2006 - 08:34 PM

I won't answer the mortgage thing Court wink.gif, but Paul is yelling at me in the background wholeheartedly agreeing with Alex!
another one with a Stalker.... bye bye!

#29 Erasing the digi footprint

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Posted 07 February 2006 - 09:04 PM

QUOTE (~*MrsJ*~ @ Feb 7 2006, 08:34 PM)
Paul is yelling at me in the background wholeheartedly agreeing with Alex!

damn damn poo bum wee!!!

#30 Vicki

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Posted 07 February 2006 - 09:07 PM

Court I have to agree with Alex as well... depends where you go though, Indooroopilly is what another 5mins from you but the prices would be the same... could always move to the Centenary Suburbs tongue.gif then again if you bought a house in westlake your mortgage wouldnt be any cheaper laugh.gif
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