What amount does your family/self live on?
Posted 15 March 2006 - 11:03 PM
Cam works in the Mines , so money is good , plus we earn a resonable income off our property , but we live a fairly simple lifestyle ! We have to otherwise we will be paying off our debts for the next 50 years !
We save a fair bit of money casue our property loan is 5 years intrest free , we only pay the prinicpal , but that 5 years will be up before we know it and i want to be able to pay it off without struggling !
However before Cam got his Mine job and he was manging a cattle property and i was still at Uni , things were tight ! very tight !!!! I was unable to get Austudy and Cam was supporting both of us......
Posted 16 March 2006 - 09:02 AM
|QUOTE (Kir @ Dec 20 2005, 02:59 AM)|
| i stupidly took out a student loan through my austudy to cover costs and i'm still paying that back through tax!|
I've got the same debt plus hecs. I also wish I hadn't taken out that loan .
Posted 16 March 2006 - 09:03 AM
From that our $900 mortgage payments come out so we are left with about $1600 a fortnight for bills, groceries, savings and living expenses. This is our first year with a mortgage so we are finding it tough at the moment juggling expenses and sticking to a budget. The hardest part is the grocery budget. We always seem to spend about $400 a fortnight on food for just two of us. We aren't very smart shoppers we just get what looks good.
Unfortunately at the moment we tend to be living from pay to pay with just a very small amount ($250 per fortnight) going into a savings account but we have a beautiful home and plenty to eat so we are more fortunate than a lot of others!
Posted 16 March 2006 - 03:25 PM
The uni days so suck in that you might not have a lot of money, but those days were also a lot of fun....
Once you finish uni & you have the cash, you'll think uni life was great and so worth it after a couple of years & you see the wages going up & up (and perhaps even miss those days)
Hang in there - you'll get there....but i understand it seems hard sometimes.
Posted 17 March 2006 - 09:05 AM
Anyway, we now have pretty good jobs and earn a combined gross income of something like $120K. However, now we have a big mortgage so find that we are living week to week again! But alot of that has to do with the fact that we eat out too often, and just generally spend too much money! After so many years at uni though it's good to be able to eat out and not worry about it too much.
It's hard as a student money wise, but at the same time it is such an exciting part of your life in other ways! Before you know it, you'll have jobs and a mortgage and more money, but probably won't have as much freedom and more responsibilites. I guess every stage of your life has it's own hardships and also it's own positive aspects, so just try to live in the moment, enjoy what's good about it and remember that things will change as you move through life.
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