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IVF costs


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#1 marsupilami

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Posted 12 April 2013 - 10:23 AM

I'm just wondering how much a typical fresh & FET cycle costs back in Australia, including the cost of meds? Also the costs to store the FETs?

DH & I are currently in the USA and about to start our first IVF cycle, and I just wanted a comparison in case we have to move back to Australia (we are here due to DHs work, which may or may not continue), so we know where we stand.

Obviously here the cost is very much defendant on health insurance coverage, which we are very lucky to have, but I know that without it, the cost runs roughly $15,000/fresh cycle, and meds can be as much as $2000. Thankfully with insurance, the meds only cost ~$250.

Any help in this is very much appreciated
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#2 HelsBels

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Posted 12 April 2013 - 01:06 PM

Things are a bit different over here I think and from the sounds of things a fair bit cheaper. Again it will depend somewhat on your health fund and what level of cover you go in for. Not all policies automatically cover IVF so you will need to look into that and also be aware that I think basically all of the funds have a minimum 12 month waiting period before they are prepared to pay out for 'pre-existing conditions' which this would obviously be.

Having said that the majority of what you get back will actually come from Medicare (I shall assume that you know about Medicare and are eligible from what you have said). If you aren't already then you will need to register with Medicare and sign up for the safety net. If you need more info on the safety net let me know and I'll do my best to explain.

How much each cycle costs will also depend, of course, on your consultant and the clinic they work at so that is worth looking into before you sign up with someone. For us an initial full IVF cycle (price differs from your first cycle in a calendar year and any subsequent cycle you may require) cost for the clinic (an this will be the main expense) was around $6500, subsequent cycles were roughly $7000. From this Medicare paid out around $4500 for the first and $5000 for the subsequent cycles. We had treatment at 2 different clinics and with 2 different specialists and for both all costs directly associated with the egg retrieval (hospital fees, anaesthetist and surgeon/FS) were fully covered by our health fund, around $2500. Not sure what your cycles are like but we also needed ICSI which was an extra cost of around $750 and Medicare covered approx $500 of that.

For an FET cycle we paid around $2500 for the clinic fee and got about $1100 back from Medicare. Storage costs for frosties at our current clinic is $350/year. Consultations were costing I think around $150 a time (probably more for the initial consult though) and once you've hit the safety net Medicare rebates 80% of this. For both of the clinics all drugs as well as monitoring blood tests and US were included in the clinic fee up until BFP. After that any scans required as well as the progesterone support that is usually given are all paid for separately by yourself. We unfortunately did not have pharmacy coverage from our health fund so the drugs then were costing me about $180 every couple of weeks and I was on it until 14wks so this is another thing you may want to think about when looking into your insurance cover. I also did acupuncture with my last cycle and again if you have the right level of insurance some funds will provide you with rebates towards this too.

Really as far as IVF goes Australia is a relatively 'cheap' place for treatment as you can see. Hopefully I've covered everything. Do let me know if you have more questions of if I've missed something off. I'm in WA so if you do come back to Aus and you come our way I am happy to give my experiences from the clinics we've used, just PM me. Best of luck with your cycle.

#3 marsupilami

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Posted 12 April 2013 - 02:15 PM

Thanks Helsbells. Yes I know all about Medicare & PHI (so much so that I still have "basic" coverage going so as not to have tax implications -I come back to work every so often, & don't want to have to pay out for not having hospital cover laugh.gif

It definitely does sound ALOT cheaper than over here! But as I said luckily we have insurance which should reduce our cost by lots.

Good to know that the cycle fees include meds & US, but not progesterone support. At this stage I have borderline PCOS (hormones normal, but ? to polycystic ovaries), low prog and no MFI so hopefully we wouldn't have to move onto ISCI.

If (& when, because I really really want to come home!), we are more likely to return to Sydney, but thanks for thinking about recommendations.

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#4 HelsBels

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Posted 12 April 2013 - 03:59 PM

No problem marsupilami, glad I could be of some help smile.gif

Our situations sound similar. My hormones are borderline but on the normal side of things. I have been classed as 'mildly polycystic' due to imaging and physical 'symptoms'. All DH's SA have come back good and there are no other issues with me that they are aware of (ie fibroids, endo etc), and they've checked, yet we have ended up needing ICSI because my eggs & his sperm just don't bind! First IVF cycle we got 10 eggs but only 1 even fertilised because they were left to their own devices sad.gif So whilst I am sure you will have more success than us on your first cycle, be aware you can't rule anything out!

Once you know a time frame for when you might be looking to make the move it may well be worth checking with your insurer about their waiting periods and upping your level of cover before you come home if IVF is not already on there. That way, if its necessary, you are all set to jump into treatment as soon as you get back and there are no delays for you. Fingers crossed though you will have achieved your BFP before you are even making plans to head back this way.
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#5 Fifi2009

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Posted 12 April 2013 - 06:52 PM

Hi marsupilami

Hels has given awesome info (of course wub.gif ) as a comparison I have been with 2 clinics (one a branch of a Sydney clinic) and paid much less at clinic one (an independent clinic) - cycle cost was about $7,300 and was out of pocket about $2,500 per cycle.
At my new clinic I am paying more- $9,200 and was OOP almost $5,000. So significantly more, however for better results and a more professional practice I'm happy.

FET's I know are significantly cheaper, however have only once got frosties - which didn't then thaw so I haven't actually paid for a FET cycle to date.

So with the US system you have to purchase your drugs additional to paying for your treatment?




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