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#436 **Vanessa**

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Posted 01 March 2011 - 02:02 PM

We have a private agreement, but he pays me what CSA have assessed it as, so he just transfers it into my account.

I am happy with the amount, but he has a high wage so child support is a lot higher than most. It does affect FTA and rent assistance though, so whilst he is giving me $400 a fortnight, I am not $400 better off a fortnight because of it, I am $100 a fortnight better off than if I was on full centrelink.
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#437 Lily-Mouse

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Posted 01 March 2011 - 02:54 PM

QUOTE(**Vanessa** @ Mar 1 2011, 03:02 PM) View Post

We have a private agreement, but he pays me what CSA have assessed it as, so he just transfers it into my account.

I am happy with the amount, but he has a high wage so child support is a lot higher than most. It does affect FTA and rent assistance though, so whilst he is giving me $400 a fortnight, I am not $400 better off a fortnight because of it, I am $100 a fortnight better off than if I was on full centrelink.



$400 a fortnight? wow im feeling rather ripped off haha

#438 ~Emma~

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Posted 01 March 2011 - 03:21 PM

Still on phone, and will post properly tonight, but as for child support I am entitled to $92 a year sad.gif

#439 Lily-Mouse

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Posted 01 March 2011 - 03:27 PM

QUOTE(~Emma~ @ Mar 1 2011, 04:21 PM) View Post

Still on phone, and will post properly tonight, but as for child support I am entitled to $92 a year sad.gif



can i ask why such a small amount?

is it because of your income or time spent with each parent etc?

#440 **Vanessa**

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Posted 01 March 2011 - 09:40 PM

Wow Em, I had no idea you got so little!

Lily - Yeah that is based on him earning 90k, me on 15k and not having any access to her.

Vaal this is what I get based on $200 a week child support. These are the fortnightly figures
Child support: $400
PPS: $617.90 (this rate I am fairly sure stays the same regardless of child support, and it is your only taxable income)
FTA: $80.67 (This goes down as child support goes up)
FTB: $131.31 (This is the maximum rate)
Rent assistance: $37.80 (This also goes down as child support goes up, I think the max is $115 or something like that)

So in total we get $1267.68, i think we are about $100 better off a fortnight than someone getting full centrelink payments. So yes it is livable, but we aren't swimming in cash. HTH, if you want to know more let me know smile.gif
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#441 ♥ Emsie ♥

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Posted 01 March 2011 - 10:10 PM

Em doesn't your ex work?

B only had to pay me $11 a fortnight or something like that, but that's because he wasn't working and was on newstart. But that's still more than $92 a year sad.gif

I'd appeal that if I were you hun.

Unless you earn more than him and have 50/50 care? Sorry I can't remember your arrangements...


Following on from vanessa's post there... When I was on full centerlink without child support I was getting $1050 a fortnight. That's maximum ftb a maximum ftb b and maximum rent assistance. The PPS figure listed above does not change. I also received a very small amount (approx $40) FTB for Jordan too, so if it was based just on one child, the amount is pretty much dead on $1000.

Was pretty hard to get by when my rent alone was $600 a fortnight sad.gif
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#442 ~Emma~

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Posted 02 March 2011 - 05:22 AM

Guys... I will come back tonight but we bOth work full time but based on last years incomes which they take I Earnt about 30000 more than him so that is why so low. I have appealed it already

#443 **Vanessa**

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Posted 02 March 2011 - 08:54 AM

Yeah rent is $660 a fortnight so there goes half my pay already. I live in a small 2 bed unit but it is all we need. But I did use to live with a housemate who had a tv, and since I have moved, I have had no tv, I can't just go and buy one like I used to be able to.

I went from earning 80k a year to living on newstart when I was pregnant, dave at the stage was still in his $104k job. Yet I was the one buying everything for her. I always giggle when he says he has no money because of child support and his mortgage, oh well, not my fault, go back to the mines where you will be on more.

I know I have it a lot better than most people with regards to child support as he does pay the amount assessed (well $8 less a week) and mostly on time, but he normally pays every 4 weeks so I have to be careful not to spend it all at once. The money from centrelink literally covers rent and food. Even then I still need extra for food, child support goes on everything else. Probably why I wrote the most in the saving tips thread lol
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#444 Lily-Mouse

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Posted 02 March 2011 - 09:00 AM

doesnt the parenting payment change if your income changes?

#445 ~ela~

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Posted 02 March 2011 - 09:13 AM

Vaalentine - when our house sells, if after paying out the mortgage and all the fees I listed, if there is any money left over I am just happy to split it 50/50. It doesn’t matter who has been paying the mortgage in the few months we have been separated, it is half my asset as well. If anything, I could easily have 60/40 of the very small profit, and take half his super as well. That’s how it works, we are married. Should it have to go to court and we can’t agree to something ourselves.

I’ll give you an example - my parents separated 3 years ago at 47yo, they divorced last May. The way it is seen in court is, although my Mum doesn’t have children to raise (my brother was 18 and at home, I was 20 and living with Brett), my Dad has A LOT higher $$ earning capacity than she does and that was taken into consideration. They had to go to court, as my Dad was only offering 50/50 of the house profit and didn’t want her to touch ‘his precious super’, which as Mum said that (like her super) was ‘their’ money for retirement (in happier times). Anyway, as their lawyers couldn’t agree on how the house would be split, they were then put infront of a judge who said it would be split 63/36 (in favour of my Mum), house profit and super. Mum took 50% of the super, but it had to go into her fund, whereas if she had that money now it would have made a difference in her having a big deposit for a unit. Did she ‘take him to the cleaners’ as a lot of people say, no, she got what she was legally entitled to (and I would do the same if at 47yo Brett left me for someone else and I was the one that had to start over again). Mum is the one that is now looking for full time work, with not near enough money to buy a unit, she is the one that has to change her lifestyle, employment and life plans they had together - not to mention be in therapy trying to understand why this happened. He has been with the same woman for 3 years, they both work full time at the same place and rent together, so they don’t have the $$ problems like my Mum does as a single person.

As you have said, in a lot of the cases the guys can just continue with everyday life in going to work, having the child/ren every second weekend and paying the minimum amount of child support, while it is my resume and super fund that will be missing 6/7 years of work/funds contributed.

FA, Centrelink and CS payments vary so much. wacko.gif FWIW including CS each fortnight I receive just on $1,200 a fortnight, for two kids, however Brett has an ‘average’ salary. It looks like a decent amount on the screen, however rent is $500 a fortnight, petrol, basic groceries, two kids in nappies, formula, food for the forever eating toddler, clothes for said growing children, the $700 left for 14 days doesn’t go as far as you need it to when you take out those necessities listed. Not to mention trying to budget bills.

Brett’s shifts are all over the shop (casual night shift), so I cannot even work for example every Saturday somewhere as he only gets his shifts on a Thursday, for the week starting on the Sunday.

I just tell myself that things will get easier, it sure wasn’t in my life plan to have two young kids at 23 and be doing it alone, but I wouldn’t change them for the world. Yes things are hard, financially, emotionally, but at the end of the day, years down the track when they are both in school and I am back in work, things will be different. They will be easier. smile.gif

#446 ♥ Emsie ♥

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Posted 02 March 2011 - 09:45 AM

QUOTE(Lily-Mouse @ Mar 2 2011, 09:00 AM) View Post

doesnt the parenting payment change if your income changes?

yep it sure does.

you can earn about $150ish a fortnight before it affects it, then you lose 40c per dollar you earn above that
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#447 **Vanessa**

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Posted 02 March 2011 - 10:03 AM

QUOTE(♥ Emsie ♥ @ Mar 2 2011, 07:45 AM) View Post

yep it sure does.

you can earn about $150ish a fortnight before it affects it, then you lose 40c per dollar you earn above that


Sorry Lilly, yes PPS is affected by your income, but not by child support.
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#448 Lily-Mouse

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Posted 03 March 2011 - 06:18 AM

i think i mis-read.

i thought emsie was saying she also receives $617.90 PPS and it doesnt change.

im lost! haha too many figures to remember

#449 ~Emma~

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Posted 03 March 2011 - 03:15 PM

So im finally on the computer...

because i earnt more than him, i am not entitled to much at all sad.gif Since i applied for CS, he has now requested that we go back to mediation, since he is unhappy with the current care arrangement for Sophie. Im so annoyed.
He still hasn't paid any bills, so now they are about to put a default on me if they are not paid. My solicitor has been trying to chase his, and he is dodging, so she has emailed him requesting urgent resposnse by 5pm tomorrow . If not, i have told her i want her to stalk him.. It is bull shit what i have been thru the last 6 weeks


#450 **Vanessa**

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Posted 03 March 2011 - 04:22 PM

Oh gees Em, what a right royal prick. I don't have any real advice as I have never been in your situation, but if you want to vent I am here, just msg me on fb to see if I am online, I quite often am but hide offline.
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