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Credit Cards Rewards Program / Frequent Flyers

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#1 houdini


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Posted 10 April 2010 - 05:07 PM


#2 *Nessa*


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Posted 11 April 2010 - 10:45 AM

Hey Kristi

We have a credit card attached to fly buys and I love it we put everything on our card each month, bills, shopping, petrol and then pay it off when we get paid.

The way it works is 2 points for every $5 spend, then at 12000 points you can cash in for $100 Coles GV or $100 onto your credit card (you can do smaller point/cash amounts 100). The other reason it works for us is we take advantage of using both the fly buys cards & using our credit card, so in effect you get double points and we also watch for bonus offers too, which all add up.

On average we usually get about $800-1000 back as cash on our c/c each year. I think the cash in is a great way to spend our points as it is more flexible than a GV (but I have cashed in for GV to give away as gifts too) and as we haven’t altered our spending habits in the least it’s a lovely bonus to get back.

I have frequent flyers on our second card but we rarely use it as we don’t travel enough to make it worth while.

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#3 ~steph~


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Posted 11 April 2010 - 10:56 AM

We have the Westpac Altitude credit card. Apparently according to Westpac it has won awards for being the best or most worthwhile one...

The version we are on gets us 3 points for every dollar spent on the AMEX card and 1 point for every dollar spent on the Mastercard. We get shopping gift cards with our points, we average one $100 voucher every 2-3 odd months. We have had vouchers to Bunnings, Toys R us, Harvey Norman, BBQs galore. There are more but we mainly get Bunnings vouchers as we always seem to be there laugh.gif There is a big annual fee that goes with it, but I believe you can use your points to pay the fee.
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#4 LMS


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Posted 15 April 2010 - 09:52 AM

I think the main things to consider with a card are:

1. interest - which you don't pay so it's not an issue;
2. the fee - this is only $10 more so again, not much of an issue;
3. whether you use it enough to get any reward - eg if you only had it for emergencies, then may be not but as you say you use it for most things, it seems probable; and
4. interest free period.

I would look at it as "do I get more than $10 of rewards for my extra $10 fee and does nothing else change"? If so, go for it.

For what it's worth, we direct earn Qantas FF points with all our cards. We use our cards for everything. I travel a fair bit for work. We travel free a bit. We think it's worth it.

#5 lilacgirl


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Posted 16 April 2010 - 08:29 AM

QUOTE(~*^K®i$t!^*~ @ Apr 15 2010, 12:07 PM) View Post

Thanks girls.

I think we could earn potentially at least a couple of thousand points on the card per month, so that could add up to about 25000 points per year, which I guess is a decent amount.

Out of interest, those who use the frequent flyers, can you give me a rough idea on the value of points to fly somewhere.

For example - if you wanted to fly Sydney to Perth or something like that, how many points does it cost?

There is a calculator on the Qantas FF website...

Sydney people are awesome, so I hope you can get enough points!!

#6 d00nd00nian


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Posted 16 April 2010 - 09:15 AM

The cost in points to fly anywhere (Qantas FF) can vary greatly depending on the time of year you're flying and if you're willing to take a Jetstar flight, however I did a quick check and if you were flying Perth-Sydney at the end of May, it would cost you 36000 points return. So if you think you'd be accumulating 25000 points it might be worthwhile because you'd probably be able to take one shorter flight per year. I think it's 80000 return to Hawaii.
I'm paying for my trip to England in points - it's taken me ages to accumulate them (around 4 years) but it is so worth it because I wouldn't have been able to justify spending the money on a ticket so it's a real bonus. I think it's worth it if you do want to travel. If you'd rather have a gift voucher then you might want to go for other schemes.

#7 sarasmum


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Posted 16 April 2010 - 08:38 PM

It took me 3 years to accumulate 85000 frequent flyers points using my CC which I passed onto my son and he used it towards their honeymoon. It got one of them from Melb-LA-New York-Hawaii-Melb.

#8 ~Camilla~


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Posted 16 April 2010 - 10:21 PM

QUOTE(lilacgirl @ Apr 16 2010, 08:29 AM) View Post

Sydney people are awesome, so I hope you can get enough points!!

Ditto to what she said tongue.gif
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